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The reporter found that in addition to Shandong, Shaanxi, Jilin, Hainan, Chongqing, Tianjin and other places have gradually relaxed the use conditions of the provident fund, which can be used to pay rent, property fees, points settlement, etc.; Liaoning, Gansu, Hubei, Changsha and other places will further Expand the coverage of the provident fund, extend to towns and villages, cover urban migrant workers, freelancers without employers; Hangzhou, Qingdao, Yinchuan and other places began to implement the work of the provident fund loans.
The conditions for the use of the provident fund are relaxed.
Shaanxi: Shaanxi Provincial Housing Fund Management Center issued the rules for the extraction of housing provident fund in 2015, which clearly recognizes the minimum living allowance in urban areas except for traditional housing consumption, retirement, death, etc.; encounters natural disasters, emergencies or hospitalization of family members It is particularly difficult for family life; for more than two years of continuous unemployment, the monthly income per household is lower than the minimum wage income standard in the region, and the housing provident fund can be used in cases where family life is seriously difficult.
Chongqing: For employees who cannot provide registration and registration of rental contracts and tax payment for rental housing, the withdrawal limit is set: 900 yuan per month for singles and 1,800 yuan for double employees. This also means that the CPF can also be withdrawn in Chongqing without a rental contract.
Tianjin: In addition to the purchase of housing funds, the deposit can also be used to settle in points and pay rent, to avoid the “sleeping†of the provident fund on the account. At present, the deposit of the provident fund can be included in the Tianjin City Settlement Policy. According to the annual score, the deposit of 2 points per year is a certain help for the foreign workers who apply for settlement.
At the same time, the provident fund can be used to pay rent. Renting a house can be used to withdraw the housing provident fund every quarter, and the total amount of each withdrawal is not more than one quarter of the rent. Under special circumstances, the deposited provident fund is still a benefit for the poor. If the employee is paid, such as receiving unemployment insurance, being included in the scope of Tianjin's subsistence allowance or the scope of special hardship, the spouse's housing provident fund can be withdrawn.
Hainan: Initially introduced property fees to withdraw housing provident fund new deal.
Jilin: Adjusting the provincial housing accumulation fund policy, relaxing the conditions for renting housing, adding a down payment for housing provident fund loans, and actively encouraging individual housing loans.
Expansion of the provident fund coverage to help the property market go to stock
This year, the housing accumulation fund of Hubei Province will increase the support for personal housing consumption. The provident fund system should be extended to townships and migrant workers, and play a positive role in the smooth operation of the real estate market.
In order to resolve real estate stocks, Liaoning strives to maintain a stable and healthy development of the real estate market. It also actively adopts various methods to release demand and promote the sale of commercial housing. Among them, there is an expansion of housing provident fund coverage, and gradually grading eligible migrant workers and individual merchants into the housing provident fund system. .
Chongqing further expanded the coverage of provident fund loans by removing the restrictions on the types of real estate projects from the provident fund loans and canceling the household registration restrictions on the payment of employee loans in different places.
Changsha City plans to introduce a new provident fund policy this year, that is, flexible employees who do not have formal working units can also pay housing provident fund. At present, the specific implementation rules for this new provident fund new policy are still being worked out, and the final implementation still needs to wait for some time.
Provident fund rate hike 6 strokes to teach you to check your provident fund balance
The housing provident fund can bear interest at the rate stipulated by the state from the date of deposit into the employee's personal account. The People's Bank of China, the Ministry of Housing and Urban-Rural Development, and the Ministry of Finance issued a notice. Since February 21, the interest rate on the deposit of the employee housing provident fund account has been adjusted to be uniformly implemented at 1.5% of the one-year time deposit benchmark interest rate. After the adjustment, the balance carried forward in the previous year will receive an additional 40 yuan per 10,000 yuan per year. The more your account balance, the more interest you can earn.
1, counter inquiry
The counter inquiry refers to the inquiry method of the inquirer to the local provident fund management center service hall, and it is necessary to carry the CPF joint name card and ID card. If you need to replace other people's enquiries, you need to carry the CPF joint name card and ID card of the person being inquired.
2, online inquiry
The enquirer logs in to the official website of the local provident fund management center, and clicks the personal housing can provide the CPF inquiry button.
3, telephone inquiry
You can call the National Housing Provident Fund Hotline 12329, enter the CPF type, business type, and inquiry type according to the voice prompts. Enter the CPF joint card number or ID card and password to check (the initial password is 4 digits after the ID card).
4, print the account book query
Local provident fund centers will jointly launch a joint fund co-branded card with some banks, and can print the reconciliation details with the joint card and personal ID card to the corresponding bank outlets.
5. Query with the incumbent unit
The depositor of the incumbent unit’s provident fund shall pay the balance sheet. Every enterprise that deposits a provident fund has a manager who has a balance of contributions and a breakdown of each employee's provident fund. Dear friends will keep their salary or salary details, and you can calculate it yourself.
6, Alipay inquiry
In addition to the above conventional query methods, the current mobile payment account also opened the CPF inquiry service, and the account name and password can be queried.
Provident fund can be used for medical treatment and renting a house to settle in 6 to teach you to check the balance of the provident fund
Abstract According to media reports, Shandong fund will relax the conditions of use, renovation, pay property charges can extract the housing fund. The reporter found out that in addition to Shandong, Shaanxi, Jilin, Hainan, Chongqing, Tianjin and other places have gradually relaxed the use conditions of the provident fund, which can be used to pay rent,...
According to media reports, Shandong will relax the use conditions of the provident fund, and the housing provident fund can be withdrawn for decoration and payment of property fees.